SOLUTION SET

Data Aggregation

Access the consumer financial data you need to make more insightful decisions and bring products to market faster

COMPREHENSIVE DATA AGGREGATION

A platform for consumer data and insights

Fintechs, financial institutions, wealth advisors, merchants, lenders and consumers trust Fiserv to help them maximize the power of data aggregation.

Actionable consumer behavior insights

Gain access to the data you need to support lending and credit decisions, identify cross-sell opportunities, develop new products and strengthen consumer relations.
Broad coverage

Instantly connect to the broadest coverage in the industry – including transactions, assets, employment history, cash flow, income and account history – to meet the needs of your specific application.
Streamlined API-driven integration

Leverage APIs for your specific use case through our Developer Studio to connect consumer-permissioned data through APIs and UI widgets to any third-party platform.

A proven fintech partner that offers a fast, secure and reliable financial data aggregation API for just about any use.

more than

35 Years

industry experience

Touching nearly

100%

of U.S. households

More than

$30B

assets processed daily

ACH, bill payments and bill provider in the U.S.

SOLUTIONS IN USE

How data aggregation can transform your business

Gain richer insights
Empower consumers
Protect against fraud

Gain richer insights

Access the consumer information you need to grow your business

Move your business forward using real-time data and insights drawn from income, employment, assets, transactions, cash flow, cryptoassets and more.

Robust data aggregation

AllData^® Aggregation from Fiserv provides consumer-permissioned financial data that can be used to develop targeted solutions for a far-reaching set of applications.

Account verification

Bundled or sold separately, VerifyNow^TM from Fiserv allows you to balance user experience while minimizing risk and compliance burden with an API that immediately verifies account owners and account status.

Bank-grade security

We are compliant with all industry standards including PCI and DSS and our leading risk and fraud tools can be integrated to help protect you and your consumers.

Empower consumers

Empower consumers with their complete financial picture

Strengthen consumer relationships and give people the tools they need to better manage their finances, improve their outlook and securely access financial data.

Financial wellness

Provide consumers with personalized financial insights and a complete view of their financial picture across all online accounts

Enabling connections

Empower people to securely share their data and connect accounts to third-party providers and applications.

Borrowing and account openings

Use reliable data verification tools to offer faster, easier lending, credit and account decisions.

Protect against fraud

Count on data aggregation to quickly authenticate and verify

Rely on tools to confirm information in real time – so you know people are who they say they are, and their assets and accounts are fully authenticated and verified before a decision is made.

Robust partnerships to enhance security

Data sourced from our extensive footprint in bank, merchant and card processing validates user-provided customer data.

Authenticated money movement

Quickly authenticate people when they are sending or receiving funds with VerifyNow.

Discover insights on data aggregation

CASE STUDY

Facilitate real-time account verification for DecisionLogic

With today's competitive lending markets, banks and brokers need accurate, real-time banking information from potential borrowers to help them make smart lending decisions.

CASE STUDY

Interactive brokers helps clients centralize their accounts

Interactive Brokers brokerage group choses AllData Aggregation to expand and enhance their portfolio management software.

ARTICLE

Abstract close up image of circuitry with padlock

Improving open finance with secure data access

Fiserv and MX are working together to enhance connectivity and secure data sharing using tokenized consumer data to accelerate the future of open finance.

VIDEO

AllData: What is data aggregation?

Data aggregation includes the processes and methods by which data from multiple sources is collected, standardized and made available through a common interface.